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The visit by Deputy Chief Constable Carmel Napier
at Gwent NW meeting in October 2008
holding a poster about our awards for young people.
In Photo left to right,
John Guy, Treasurer. John Cox, secretary.
Keith Sweetzer, Chairman. DCC.Carmel Napier.
INFORMATION SHEET
REGARDING CHAIN GIFT/PYRAMID SCHEMES
What is a Chain Gift/Pyramid Scheme?
In order to participate in a Chain Gift/Pyramid Scheme a person makes a payment (joining fee) to one or more participants. Each person who participates invites others to join the scheme and expects to receive the joining fees of other participants to amount of in excess of the money they have put in.
Why are they a problem?
There is currently in Gwent and the wider region activity in many communities concerning Chain Gift/Pyramid selling, whilst involvements in the activity may seem attractive e.g. invest £3,000 to expect a return on £24,000 only 1 in 7 of investors will enjoy a profit. Many people lose their total investment.
Information has been received by Gwent Police that persons are discussing the merit of the schemes including reducing the initial investment to make them affordable. There is a concern they may get drawn into such schemes.
Is it illegal?
Yes - you commit an offence if you invite another person to join or invest in Chain Gift/Pyramid Scheme or you participate in the promotion, administration and management of such a scheme.
What should you do?
1. Do not invest in any Pyramid Selling opportunity, however attractive the outcomes look.
2. Pyramid Selling comes in many guises, ensure any material received or contact made is treated with suspicion.
3. If in any doubt, contact Consumer Direct on 08454 04 05 06.
Issued: Nov'08
THE ALL WALES NEIGHBOURHOOD WATCH DEVELOPMENT GROUP
has established an award to acknowledge those members of the community under the age of 18 years who play a part in their communities. The Awards are supported by The Welsh Assembly Government, all four of the Welsh Police Forces, Local Authorities and the Fire and Rescue Service. The awards are aimed at those youngsters who display:
Community Spirit
Good Citizenship
Helping Others within the Community
Setting a good example to others.
The awards will cover the whole of Wales and each area will be looking for worthy nominees who will be judge locally.
Nominees from Gwent will be judged by the Gwent Neighbourhood Watch Association.
The winning nominees will receive a certificate that can be used within their 'Record of Achievement' portfolio.
Nominations for the Youth Awards should be made in writing outlining the work or contribution of the youth involved, to the Secretary of the Gwent Neighbourhood Watch Association or by e-mail .
Let's recognise the contribution youngsters make to their Communities across Newport.
INSURANCE
Guidance for registration of
Neighbourhood Watch Schemes / Associations for
Public Liability Insurance (PLI)
With effect from 12th January 2008, administration of a scheme providing free Public Liability Insurance (PLI) to Neighbourhood Watch Schemes / Associations in England & Wales is managed by the National Council for Voluntary Organisations (NCVO) working in conjunction with CaSE - Charities & Social Enterprise Insurance Management (CaSE).
Public Liability insurance (PLI) is underwritten by Ansvar Insurance Company Ltd.
Help
Schemes already registered for free Public Liability Insurance
Renewal for Schemes already registered for free Public Liability Insurance
Schemes not yet registered for free Public Liability Insurance
The two key stages to registration
1. Registering the Scheme / Association with your local Police
2. Registering the Scheme / Association for free PLI cover
Important Notice: Change of Co-ordinator
If your scheme has a change of co-ordinator or administrator, it is important that you inform CaSE Insurance so they can update their database. Renewal reminders and other correspondence are sent out to the contact details they have on their database.
Help
A dedicated NCVO Help Line has been set up on 0800 2798 798. This should be able to deal with any other questions you may have. Enquiries should be directed there rather than to the Home Office or Insurers.
Further information, including Frequently Asked Questions, can be accessed at
http://www.ncvo-vol.org.uk/NHW or
http://www.caseinsurance.co.uk/NHW or
http://www.neighbourhoodwatch.uk.com
Co-ordinators are asked to consult this prior to phoning Help Lines.
Enquiries:
If you have any enquiry regarding your PLI cover, please direct this to the NCVO Help Line at 0800 2798 798.
Enquiries regarding any other insurance requirements, including specific Events, should be referred to CaSE by email to NHW@caseinsurance.co.uk or to the CaSE Help Line at 0845 2252288.
Enquiries regarding Claims can be directed to CaSE by email to NHW@caseinsurance.co.uk or to the CaSE Help Line at 0845 2252288 or direct to Ansvar at 01323 737541.
If you are changing your coordinator, please inform CaSE Insurance (so they can update their database) by email to NHW@caseinsurance.co.uk or to the CaSE Help Line at 0845 2252288.
Schemes already registered for free Public Liability Insurance
If you have registered for insurance cover through your local Police, then your Watch currently benefits from free Public Liability insurance (PLI) underwritten by Ansvar Insurance Company Ltd., and this Policy is due to expire on 31st March 2008.
A new Policy scheme has been arranged for 12 months from 1st April 2008, and you now need to renew your own policy under this scheme.
Renewal for Schemes already registered for free Public Liability Insurance
The present insurance cover expires on 31st March 2008. It now needs to be renewed for 12 months at 1st April 2008.
If you currently benefit as a policyholder under this free Public Liability Insurance, you will need to re-register before 1st April 2008 in order to continue benefiting from the free insurance.
Renewal of the Policy at 1st April 2008 will continue to be free of charge to qualifying NHW's. Details of how to re-register are provided below. It is important to note that you need to re-register in order to continue benefiting from the free insurance - there is no period of grace beyond 31st March 2008 so you will not be covered if you do not re-register.
.Schemes not yet registered for free Public Liability Insurance
If you do not currently benefit as a policyholder under this free Public Liability Insurance, you can register for the first time at any time during the year.
PLI is provided free of charge to bona fide schemes. There is no requirement to affiliate with any other group or organisation - the cover is available to all. However, in order to be covered, individual schemes or associations have to adhere to the following simple registration procedures, stipulated by the insurer in accordance with Financial Services Authority (FSA) and Department for Trade and Industry (DTI) regulations.
The two key stages to registration:
1. Registering the Scheme / Association with your local Police
You must first register your Scheme or Association with your local force Neighbourhood Watch contact - procedures have been put in place to make this as smooth and painless as possible. Their first point of contact should be the local force Neighbourhood Watch contact. Registration procedures may vary from force to force but schemes or associations are likely to be asked to provide the following information:
contact details of the NHW co-ordinator;
no. of active schemes (if an association);
no. of households covered;
no. of active members;
streets covered (postcode).
The individual force will then issue:
a unique reference number (known as a 'police reference no.');
a standard username;
a standard password.
This will allow schemes/associations to register for the insurance. It will not be possible to register for the insurance without the Police Reference Number, Username and Password.
2. Registering the Scheme / Association for free PLI cover
Once you have registered your Scheme / Association with your local Police force, and been provided with your Police Reference Number, Username and Password, you can then proceed to register on-line for your free PLI cover.
Registration for the insurance is quick and easy via a web-based system.
Log-on to:
http://www.ncvo-vol.org.uk/NHW or
http://www.caseinsurance.co.uk/NHW or
http://www.neighbourhoodwatch.uk.com
and follow the links provided.
When asked, provide your:
Police Reference Number
Username
Password
Follow the instructions and complete the simple form, ensuring any information is accurate. You will be required to give the following basic information:
Area covered by Scheme / Association
Contact details
Number of households in your Watch catchment area
If you are an Association, and are registering Schemes "en-bloc", you will also need to provide:
Number of scheme co-ordinators in your Association
As the opportunity exists for Associations to register their schemes "en-bloc", you are specifically asked to be aware of the following key points:
Associations will only need one Police Reference Number, Username and Password to block register your Schemes.
All efforts must be made to ensure any information given is accurate.
The Association must ensure up-to-date records are held on all schemes.
Certificates of Insurance must be distributed to individual Scheme co-ordinators.
For the purpose of registration ACPO (the Association of Chief Police Officers) and individual forces have agreed to facilitate internet access for those who do not readily have it.
Last update: 1st March 2008
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